LEASE TO OWN TRIO STYLE

Using Trio gives you the time you need to build your credit history, make certain you like your neighborhood, and start building home equity you can use toward your purchase. Trio locks in your future home price at today’s cost plus a conversion fee. Compare that to just renting, where you pay thousands of dollars year after year without seeing a payback – building someone else’s future, not your own.

Your financial and housing future is safe and secure with Trio!

process

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APPLY

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PRE-QUALIFY

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FIND A HOME

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MAKE AN OFFER

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FINAL APPROVAL

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SIGN LEASE
MAKE DEPOSITS

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CLOSING COMPLETE
MOVE IN!

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BUY WHEN READY

TRIO FINANCED HOMES

When Trio financed homes appreciate in value, our customers build equity that can be used toward their purchase. We know that not all homes will appreciate the same. But, many of our customers generate more than enough equity to pay their down payment. Take a look at the market values vs. option prices in these homes.

TRIO’S OWNOPTION MORTGAGE

With every one of its financings, Trio includes an assumable 30-year mortgage that locks in today’s interest rates. Trio calls this an OwnOption Mortgage because it’s a mortgage Trio puts in place for you that you can qualify to use when you are ready to buy. It protects your affordability when interest rates are on the rise.

 

Locks in a 30-year mortgage at the time you lease with Trio that you can assume when you’re qualified.

Fixes an interest rate you can qualify to assume when ready and take over the remaining payments.

Protects you from being priced out of purchasing after you save for your down payment.

 

Trio is the only program in the US that provides you a 30-year fixed rate mortgage up front.

TRIO JUST MAKES SENSE

Trio helps you build your financial future by offering you an easy way to invest in yourself.

The lowest purchase option price, starting at just 1% over the home’s cost

An included assumable 30 year OwnOption Mortgage

Build equity before you are ready to purchase

Select a new or quality used home in your market

Purchase anytime you are ready, regardless of your lease term

No down payment and low move-in costs

For more information on all of the programs available through Trio, please check out our Resources.

self assessment

Use this short checklist to see if you are ready for Trio, and learn more about how we can help you achieve your goals.