Patricia and her husband experienced medical emergencies that led to unexpected bills they were not able to cover. Their credit took a large hit and barely made our minimum requirements when they applied.

In 25 months, Patricia and her husband were able to purchase their home. Patricia almost tripled her liquid savings, and her credit score went up by 100 points.

Patricia knew she would be, “an excellent candidate for this program,” as it gave her time to build her credit and save for a down payment while living in her dream home. She was right.

Jessie & Heather heard about Trio through their real estate agent. They both have excellent credit, but had not been able to save for a down payment for a traditional closing.

In just over two years, Jessie and Heather doubled their savings. The value of their home increased by $18,775 leaving them plenty of equity to spare in their forever home.

Due to his debt-to-income ratio, Seron couldn’t yet qualify for a traditional mortgage. He wanted time to work on paying off his debts while living in his dream home and was able to do just that through Trio.

Seron was able to move into his dream home sooner than expected, and purchase when ready at a fixed purchase price.

Clayton already owned two other homes when he came to Trio. Upon transition out of the military, Clayton had to pay two mortgages due to irresponsible tenants defaulting on their contract. He had filed for bankruptcy & foreclosure shortly thereafter, it became impossible for him to qualify for a traditional loan.

In just under two years with Trio, Clayton’s home value went up by $38,100. Trio also offers Money Management courses to all customers, with this, Clayton had saved an additional $31,100.

Clayton refers to Trio as his “perfect match” that allowed him to become a homeowner.

Carolyn was a real estate agent who heard about Trio through her broker. Carolyn was not sure how or whether if she would ever get out of an apartment. She was drawn to the flexibility that Trio provides.

Carolyn was able to get into a newly constructed home. Her credit score increased up to the mid-700’s thanks to the time and counseling provided by Trio.

Carolyn tells us, “I think there are a lot of people who would like to become a homeowner and they don’t feel like they can, but with this particular Trio program, if you just follow the program and the steps within the program, you can become a homeowner, just like I have.”

Tiombe & Anthony were recently married and looking for a home to raise their children in. Anthony is a freelance worker with inconsistent income and did not have any credit, making it impossible to qualify for a traditional loan.

In their Trio application they mentioned, “We are ready to own a home and do the necessary steps to secure homeownership for our family’s future.” In under three years they earned $48,380 of home equity above the purchase price. They also boosted their credit score by 103 points.

Tiombe & Anthony now own a beautiful home to raise their family in. Thanks to Trio, they were able to secure homeownership they were wanting.

Stephanie had the credit score to qualify for a traditional loan but had high monthly debts that included a mortgage on another home. She planned to rent it out and was approved with Trio and signed a lease on a new construction home. Towards the end of the lease, she decided not to juggle two payments anymore and gave her move-out notice with Trio.

Stephanie returned the home to Trio in good condition and was only responsible for her $795 move-out fee. At Trio, customers have the flexibility to exchange their home at the end of the lease or move on completely.