TRIO SELF ASSESSMENT

Find out if you qualify for Trio by completing the following self-assessment.

Step 1, answer our qualification questions. If you can answer ‘YES” to these four items, proceed to Step 2.

Step 2, input your monthly household income along with any monthly payment obligations.

Then use our Home Price Payment Calculator to price your new home.

STEP 1 - BASE QUALIFICATIONS

I/we have a FICO credit score of 580 or greater*
Yes
No
I/we have 24 months of on-time rental history
Yes
No
I/we have at least $4,000 in checking, savings or investments
Yes
No
I/we have documentation supporting my income, housing history and savings
Yes
No
All four items above must to be 'Yes' to qualify for Trio and proceed to Step 2

STEP 2 - MONTHLY PAYMENT QUALIFICATION

Gross Monthly Income

This is the amount on your paycheck before deductions for taxes, benefits, etc.

Monthly Minimum Payments

Input your current monthly minimum payment obligations (from your credit report).

Car Payment(s)
Minimum Credit Card Payment(s)
Installment Loan(s)
Other Payment(s) (Student Loans, etc)
Total Monthly Obligations
Estimated Trio Monthly Payment**

This is the estimated maximum total monthly payment you would qualify for with Trio.

Estimated Maximum Trio Home Price** na

*If you would like to confirm your credit score, click here

**Estimated based on your input and representations. You actual qualifying payment and home price will be based on final underwriting from Trio after a receipt of a completed application and submission of documents supporting your income, housing history, savings or other qualifying items requested by Trio. Final monthly payments are based on the actual home, final costs to close, interest rate, property taxes, geography and other similar factors.

DOWNLOAD OUR MOBILE APP

Trio’s mobile application let’s you price any home anywhere! Plus, upload documents directly to Trio straight from your mobile device.

SEE HOW MUCH A HOME MIGHT COST

Use this calculator to estimate a monthly Trio payment based on the price of your selected home. Input the actual figures for property taxes and homeowner’s dues or use Trio’s defaults. Take note that this payment is an estimate. Your actual payment will be different depending on a number of factors including your personal situation, mortgage interest rates and the characteristics of the home you select.

Home Price
Property Taxes $0
Homeowner's Association Dues $0
Estimated trio payment* na

* Estimated amount only. Your actual approved Trio payment can only be determined after you submit a complete application package and are underwritten by Trio. Your actual approved payment will be provided in an approval letter from Trio on official Trio letterhead.

Payment to Home Price Calculator

Input your monthly budgeted or approved lease payment and determine the home price.

Monthly trio payment
Estimated trio Qualifying Home Price** na

** Estimated and for illustration purposes only. Your payment and home price will be based on the actual qualified home and will vary based on geographic location, property taxes, homeowners dues, hazard insurance and other property specific factors.