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Fields with * are required to proceed.

Please fill out the following information as accurately as possible. Once we receive your submitted application, you will get a confirmation email with your unique ID number and portal link to submit supporting documents. Keep checking your email for important notifications from us while we process your application.

1Applicant

Own
Rent
No. Yrs.*
Same as present address
Own
Rent
No. Yrs.*

2 Co-Applicant

Own
Rent
No. Yrs.*
Same as present address
Own
Rent
No. Yrs.*

Ready for the next step in your homeownership journey?

Filling out our application is the next step in your home purchasing process. It's fast, easy and secure. We're thrilled you’re considering Trio as your lending option and we look forward to hearing from you. Set aside 10 to 15 minutes to complete our application. You can save your progress, but it is best to finish in one sitting. Please make sure you have copies of your paystubs / income records and knowledge of how much you have in savings before you begin. You will also need to provide contact information for your employer and landlord (if applicable). If your application will include a co-applicant, make sure they are available to provide their details as well. Lastly, before you begin your application, make sure you meet Trio's qualifying requirements of:

  • Gross household income of at least $3600/month
  • Have documentation to support income and a positive housing history
  • Credit score at 580 or above
    • * trio determines qualifying credit scores based on a hard credit report provided by Acranet
  • No active bankruptcy or foreclosure action
  • Cash, savings, retirement or gifted funds of at least 2 months of your desired lease payment (minimum of $2,500)

Check this box if you believe you or your household meets these criteria and continue with the application.

Check this box if you understand that final credit score requirement is based off of a credit report provided to Trio by Acranet and must meet a minimum of 580, mid score. Acranet uses a FICO credit report which typically show a different score than a consumer credit score.

There's renting, there's owning, now there's trio

Credit Check

To complete your application, you will need to upload documentation showing that your credit score is above 580. We base our decision on our own credit report so providing your score is not a guarantee of approval, but if you check your score now and it isn’t above our minimum you can wait to apply until it is.

Don't have that available? Go to one of these sites to get your credit score for free.

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