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Please fill out the following information as accurately as possible. Once we receive your submitted application, you will get a confirmation email with your unique ID number and portal link to submit supporting documents. Keep checking your email for important notifications from us while we process your application.

1Applicant

Own
Rent
No. Yrs.*
Same as present address
Own
Rent
No. Yrs.*

2 Co-Applicant

Own
Rent
No. Yrs.*
Same as present address
Own
Rent
No. Yrs.*

Ready for the next step in your homeownership journey?

You will need to provide details of your income and savings. You will also need to provide contact information for your employer and landlord. If including a co-applicant, make sure they are available to provide their details as well.

Before you begin your application, make sure you and any co-applicant meet Trio's qualifying requirements of:

  • Gross household income of at least $3600/month
  • Have documentation to support income and a positive housing history
  • Credit score at 580 or above
    • Your approval will be dependent upon a credit report provided by Acranet
  • No active bankruptcy or foreclosure action
  • Cash, savings, retirement or gifted funds of at least 2 months of your desired lease payment (minimum of $4,000)

Check this box to confirm that you or your household meets these criteria and continue with the application.

Check this box to confirm that you understand that your qualifying credit score will be determined by Trio via a credit report provided by its third party provider, Acranet. Acranet uses a tri-merge FICO credit report which is different than a consumer credit score. Trio uses the mid score from the three major bureaus.

There's renting, there's owning, now there's trio

Credit Check

To complete your application, you will need to upload documentation showing that your credit score is above 580. We base our decision on our own credit report so providing your score is not a guarantee of approval, but if you check your score now and it isn’t above our minimum you can wait to apply until it is.

Don't have that available? Go to one of these sites to get your credit score for free.

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