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Fields with * are required to proceed.

Please fill out the following information as accurately as possible. Once we receive your submitted application, you will get a confirmation email with your unique ID number and portal link to submit supporting documents. Keep checking your email for important notifications from us while we process your application.

1Create your Trio Account

Passwords must be at least 8 characters and must contain uppercase, lowercase, and special characters.

2Where do you want to live?

3How did you hear about us?

Yes
No
Yes
No
Yes
No
Yes
No

4Applicant

SSN
ITIN
Own
Rent
No. Yrs.*
Same as current address

5 Co-Applicant

SSN
ITIN
Same as applicant
Own
Rent
No. Yrs.*
Same as current address

Ready for the next step in your homeownership journey?

To complete your application, you will need to provide details of your income and savings. You will also need to provide contact information for your employer and landlord. If including a co-applicant, make sure they are available to provide their details as well.

Before you begin your application, make sure you and any co-applicant meet the following:

  • Gross household income of at least $3600/month
  • Have third-party documentation to support income and positive housing history
  • A FICO credit score of at least 550
    • Your approval will be dependent upon a FICO credit report provided by Equifax
  • No active bankruptcy or foreclosure action

I understand that approval of my application is dependent upon meeting these criteria.

I understand that my qualifying FICO credit score will be determined via a credit report provided by a third-party provider after I submit my application.

There's renting, there's owning, now there's trio

Credit Check

To complete your application, you will need to upload documentation showing that your credit score is above 580. We base our decision on our own credit report so providing your score is not a guarantee of approval, but if you check your score now and it isn’t above our minimum you can wait to apply until it is.

Don't have that available? Go to one of these sites to get your credit score for free.

Create a password for your application so you can come back and finish it later

the errors

Passwords must be at least 8 characters and must contain uppercase, lowercase, and special characters.

An application has been submitted with this email address. Login to resume your application. Click on the cancel button to use a different email address.
An application has been saved with this email address. Login to resume your application. Click on the cancel button to use a different email address.

the errors

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