To get started comparing Trio, select a home price and a lease term. Then see how lease financing with Trio compares to purchasing with a mortgage and renting a house.
At Trio, we believe you should understand the math behind financing with Trio vs buying today or renting and then purchasing later. Select you prospective home price and lease term. Then hover over the Trio Triangle in each section to learn more.
Select a home price and compare Trio financing to an FHA mortgage and to renting.
Information provided on Compare Trio is for illustration purposes only. Program pricing illustrated is based on qualified customers with excellent credit history who meet Trio underwriting requirements. Individual results will differ from what is represented. Mortgage and rental comparisons are approximations only based on average rates and terms for comparable price points. Mortgage rates are based on an FHA mortgage as of April 15, 2016 from bankrate.com for credit scores ranging from 660 to 680. FHA loan limits based on local guidelines are not reflected. Rental comparisons are based on CoreLogic's RentRange. Trio lease financing is available on eligible homes on leases originated or assigned to Trio. Monthly lease payments are calculated based on a list price that includes acquisition costs of approximately 2.5% of negotiated price of the home financed. Cash due at signing includes an inception fee of 1% of home price, $655.00 underwriting fee, $400.00 contribution toward home care program and $.00 security deposit (not all customers will qualify for security deposit waiver). First month's payment is due prior to occupancy. Future monthly payments may increase depending on property taxes, insurance and homeowner association rates. Purchase option price at lease end (excluding customer closing costs) is based on home price, plus acquisition costs multiplied by a home price appreciation factor over the term of the lease. In the case of TrioFirst, home purchase assistance is provided by Trio for the difference between the purchase option price and the original home price, plus acquisition costs and a one-time 1% appreciation charge. Home purchase assistance illustrated at time of purchase in the case of TrioSelect assumes 100% of lease payments were paid on-time. TrioFirst is limited to a 3 year lease term. All figures presented are examples and estimates only. Customer is responsible for renters insurance and required maintenance during the lease term. Excess wear and tear as defined in the lease contract may be charged should a customer not purchase.