Back To Top

We make it easy for
our customers.

At Trio we work to help build your future so you may take the next step towards financial freedom.

We make it easy for
our customers.

At Trio we work to help build your future so you may take the next step towards financial freedom.

Customer Profiles

Discover how our programs have empowered others like you.

At Trio, we’re dedicated to helping you build a strong foundation for your future, so you can take the next step towards financial freedom.

Kim
Darrel
Yuen
Omead
Hannah
Kim
Darrel
Yuen
Omead
Hannah
Age: 35 years 24 years 52 years 30 years 41 years
Type of Borrower: New Employment Recent College Grad Recently Divorced ITIN Rebuilding Credit
Income: Self Employed Employed 2 Months 1099 Income Self Employed W2
Credit Score: 665 585 660 660 610
Location: Duluth, GA Houston, TX Las Vegas, NV Arlington, VA Lancaster, CA
Qualified For: Link Fixed Rate Link Convertible Lease Link Fixed Rate Link Buyout Agreement Link Convertible Lease

Home Requirements

Becoming a homeowner comes with a great deal of responsibility and upkeep, which is why Trio requires buyers to hire a certified home inspector and purchase a home warranty as part of the home buying process. We require that all major systems—HVAC, plumbing, electrical, appliances, roof, siding, fixtures, and flooring—are functional and have an expected useful life of over 5 years. This means you can feel confident upon move in that your new home is in good shape and ready for your family!

Why Choose Trio

Living With Link

Move in day is not the end of working with Link. We know the
complexities of home ownership, managing money, and how
hardships can derail even the most solid plans. That’s why we
have resources and programs to stay by our homeowners’
side—not matter what life throws their way.

Trio Success
Program

At Trio, we are driven to provide a path to homeownership that's affordable, realistic, sustainable, and secure for households. We partnered with Money Management International (MMI) to ensure that every one of our customers has the best opportunity in achieving this goal.

More info on our
Trio Success Program

Hardship
Protection

Applied Assurance provides a hardship program that waives 50% of the monthly payment for up to 3 months per claim, 6 months per 3 year term. This allows borrowers much needed time to recover and get back on their feet, creating a safety net to bridge the gap for our customers.

More info on our
Hardship Protection

Home Care
Guide

Taking care of your home is just as essential as making your monthly payment, and we know it can be hard to keep track of it all. That’s why we put together the Home Care Guide to assist our customers with a guiding light!

More info on our
Home Care Guide

Get Started

Apply for one of Trio's Link financing options through a participating mortgage lender here. Note that you will be rerouted from Trio's website to theirs.

Move-In Ready

If you are looking for financing with zero down payment required, view a list of available Move-In Ready inventory homes that qualify here.

Once you've viewed the list of Move-In Ready homes, select the home address you'd like to apply for below, then click Apply Here below.

Customer Login

Please wait...

Forgot Password

We have sent you an email with a link to reset your password. If you don't see the email, be sure to check your 'Junk' email folders.

Please wait...

Reset Your ThinkTrio Account Password

Your password has been reset.

Passwords must be at least 8 characters and must contain uppercase, lowercase, and special characters.

Please wait...

Create an Account

Passwords must be at least 8 characters and must contain uppercase, lowercase, and special characters.

Please wait...

Become a Lender

Complete the fields below to learn more about partnering with us.

Thank you. Your request was successfully sent. We will be in touch.

Please wait...

Contact a Lender

Complete the fields below and we’ll connect you with one of our lenders.

Thank you. Your request was successfully sent. We will be in touch.

Please wait...

Trio Success Program

Hardship Protection

Home Care Guide

Trio’s partnership with MMI provides direction and assistance to help you meet your housing goals. MMI’s best in class homeownership counseling for every Trio customer is a recipe for success! MMI’s team will be in contact with you throughout the year to ensure you stay on the path towards success with up to 2 years of post move-in support.

If you need assistance with counseling or payment planning, you can reach out to our counselors over email at triosuccess@moneymanagement.org or call 877-349-4447.

Trio’s the first and only company to build hardship insurance into its product. The counseling team mentioned above is ready to talk you through filing a claim that, if approved, can cover up to 6 months of your lease payments at 50%. Trio makes it easier for you to get back on your feet when the unexpected happens.

Our Home Care Guide is a resource for new homeowners that includes essential aspects of home care, from routine maintenance to understanding warranties, insurance, and home modifications. It emphasizes the importance of regular checks, like inspecting air filters and dryer vents, to prevent costly repairs. Home warranties cover appliance and system breakdowns, while home insurance protects against major damages like leaks or storms. Renters insurance is also required to cover personal belongings and temporary housing if needed. Lastly, our home care guide covers approved modifications, requiring permissions for structural changes, and highlights key contacts for homeowners to save for future reference.

Make a Payment

Payments for Link programs are serviced by Trio’s partnered payment servicers.

In order to connect you to the correct servicer and resources, please enter your application ID or loan number below. Should you have difficulty connecting or misplaced your application ID or loan number, please email us at linkservicing@thinktrio.com or contact your loan officer.

Please wait...

Account Access

Hours

Monday – Friday
7:00 a.m. – 5:00 p.m. Pacific Standard Time

Email AddressEmail Address

LH.Servicing@lhfs.com

Toll Free Number:

Customer Service 877-557-9042

Payments

Payments are required to be made electronically. Set up ACH by clicking on 'My Loan Login' above.

Qualified Written Requests are required to be submitted to the address listed below. When Trio Residential, LLC is in receipt of a Qualified Written Request (as defined by RESPA), an acknowledgment notice is sent within five (5) business days. We will respond to you within thirty (30) business days of receipt of your written notice, unless otherwise defined by RESPA guidelines.

Land Home Financial Services, Inc.
3611 South Harbor Blvd, Suite 100
Santa Ana, CA 92704