REQUIREMENTS

(All Applicants)

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580+ Credit Score

Working on building your credit? That’s great! Trio accepts FICO credit scores of 580+.

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$3,600+/mo. Household Income

Trio considers all sources from your paycheck to a business or even a side job that helps make ends meet.

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Payment Max 1/3 Household Income

Trio is here to help you own, not struggle. We want to make sure you’re not burdened with your lease amount.

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24+ Months Housing History

A history of paying your rent on time is key to your success with Trio.

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2+ Months Savings ($2,500 minimum)

Having a little cushion in the bank is important for all of us. Trio wants you safe and secure through your lease.

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50% Max Debt-to-Income

We all have bills to pay and Trio wants to ensure you can comfortably pay your bills and lease payments.

HOW TRIO CAN HELP YOU GET AHEAD

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EXPLORE


if a lease-to-own solution is right for you. Based on your financial history and life goals, leasing through Trio could be the perfect fit.

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EDUCATE
YOURSELF


by taking advantage of the homeownership educational tools provided by Trio to help you become financially savvy.

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ESTABLISH


a solid foundation by leasing with Trio. We’ll help you save for a downpayment and secure today’s prices and interest rates for tomorrow.

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EMPOWER


yourself to take control of your financial future and contribute to a rich community of likeminded homeowners thanks to Trio.

WHO OUR CUSTOMERS ARE

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    Wesley is ready to invest in himself and build his financial future, but he hasn’t been able to save up the 20% down payment often recommended by traditional mortgage brokers.

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    Both divorced and recently remarried, Anthony and Amanda have had a few financial setbacks, and they’re working their way toward establish more stability, together.

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    A successful small business owner since 2015, Tanya has great savings and credit, but not enough income history to qualify for a traditional mortgage.

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    Adventurous recent college grads Jenny and Liz have a lot of school loans, good credit, and very little savings.  While they’re committed to each other, they are also committed to protecting their financial future.

Trio has been helping Americans achieve their goal of homeownership since 2001.

Anne’s Story

This is How Trio Helped Anne Build for Her Future

While recovering from her recent divorce, Anne needed a stable home keeping her 2 teenage daughters in their schools. Trio helped her find a home in the neighborhood she wanted to establish her future. After just two years, she purchased the home from Trio for $210k. 12 years later, Anne’s still living in her home with her daughters now in the working world, and her home is now worth over $350k!

Trio has helped thousands of families secure their housing future.

WHAT HOUSING LEADERS SAY ABOUT TRIO: