Find out if you qualify for Trio by completing the following self-assessment.
Step 1, answer our qualification questions. If you can answer ‘YES” to these three items, proceed to Step 2.
Step 2, input your monthly household income along with any monthly payment obligations.
Then use our Home Price Payment Calculator to price your new home.
STEP 1 - BASE QUALIFICATIONS
|I/we have a FICO credit score of 550 or greater*||
|I/we have 24 months of on-time rental history||
|I/we have documentation supporting my income, housing history and savings||
|All four items above must to be 'Yes' to qualify for Trio and proceed to Step 2|
STEP 2 - MONTHLY PAYMENT QUALIFICATION
Gross Monthly Income
This is the amount on your paycheck before deductions for taxes, benefits, etc.
Monthly Minimum Payments
Input your current monthly minimum payment obligations (from your credit report).
|Minimum Credit Card Payment(s)|
|Other Payment(s) (Student Loans, etc)|
|Total Monthly Obligations|
Estimated Trio Monthly Payment**
This is the estimated maximum total monthly payment you would qualify for with Trio.
|Estimated Maximum Trio Home Price**||na|
*If you would like to confirm your credit score, click here
**Estimated based on your input and representations. You actual qualifying payment and home price will be based on final underwriting from Trio after a receipt of a completed application and submission of documents supporting your income, housing history, savings or other qualifying items requested by Trio. Final monthly payments are based on the actual home, final costs to close, interest rate, property taxes, geography and other similar factors.
Trio’s mobile application let’s you price any home anywhere! Plus, upload documents directly to Trio straight from your mobile device.
Use this calculator to estimate a monthly Trio payment based on the price of your selected home. Input the actual figures for property taxes and homeowner’s dues or use Trio’s defaults. Take note that this payment is an estimate. Your actual payment will be different depending on a number of factors including your personal situation, mortgage interest rates and the characteristics of the home you select.
|Homeowner's Association Dues||$0|
|Estimated trio payment*||na|
* Estimated amount only. Your actual approved Trio payment can only be determined after you submit a complete application package and are underwritten by Trio. Your actual approved payment will be provided in an approval letter from Trio on official Trio letterhead.
Input your monthly budgeted or approved lease payment and determine the home price.
|Monthly trio payment|
|Estimated trio Qualifying Home Price**||na|
** Estimated and for illustration purposes only. Your payment and home price will be based on the actual qualified home and will vary based on geographic location, property taxes, homeowners dues, hazard insurance and other property specific factors.