Join us on February 10, 2019 to learn more about Trio.
Click here for details.
Join us at the Sacramento Association of Realtors on January 31, 2019 at 6pm to learn more about Trio.
Click here for details.
To kick off the new year and celebrate our partnership with NOVA Home Loans, we are offering $500 credit if you apply with Trio through January 5th and lease a home with us by the end of February 2019. Use the promo code NOVAAZ and apply today!
Promo Guidelines: Customer must apply with Trio between 12/29/18 and 1/5/19 with the promo code NOVAAZ, be approved, a close with Trio in any of our select locations by 2/28/19 to receive $500 credit.
Here are answers to common questions about how Trio provides financing approvals.
With a few exceptions made for higher income households, the maximum payment you can qualify for with Trio is 38% of your gross household income. So if your gross household income is $5,000, your maximum payment would be $1,900 ($5,000 x 38%). Note that your approved payment may be limited due to your other debt obligations. Trio approves payments to a maximum of 50% of your gross household income less your other debt obligations (generally as reported on your credit report) or 38%, whichever is less.
Your approved maximum monthly payment may be increased upon your request or limited by Trio’s underwriting team should you have a larger amount of fixed obligations on your credit report. Items that may add to limitations on approved amounts could be from items like car payments, credit card payment, student loans, etc. Factors that lead to increased monthly payments include larger amounts of savings, higher credit scores and higher household income. See payment estimator to check how much you could qualify for with Trio.
All occupants over 18 must make application for Trio. If a member of the household doesn’t have income or has a lower credit score or lacks a credit score, Trio may not rely on their credit for approval, but they will be required to sign the lease and have a completed background check.
To estimate your maximum approved home price, go to Compare Trio and select the home price that is closest to your budgeted monthly payment. To estimate a monthly payment that you may qualify for, see Trio’s payment estimator.
You can qualify for Trio if your bankruptcy has been officially discharged by the courts. We will require confirmation of discharge on your credit report or a copy of your discharge paperwork before final approval.
You are eligible for financing with Trio as soon as your foreclosure or short sale has been recorded. Trio will require verification either from your credit report or from the title records on your home.
Provide your prior year tax returns and current profit and loss statement along with a copy of your most recent two months business bank statements.
Anyone who will reside in your Trio financed home that is over 18 has to apply to Trio. These same household members also sign your Trio financing agreement and are individually responsible for the terms of your financing.
You can qualify for TrioSelect if you currently own a home. Your income will need to support both homes, less any rental income. If you are relocating because of employment or family purposes, Trio may make an exception for you to qualify for TrioFirst.
Once you are approved, you have 90 days to finance a home before your approval expires. To update your approval, we will require updated credit scores as well as income and reserve documentation.
Trio Closing Tips
Agent Compensation
Agent Guidelines
Authorization to release information
Broker Referral Form
Customer Guidance
Customer Purchase Tips
Trio Qualified Homes
Lender Release Form
Offer Submission Requirements
Trio Assignment Addendum
Trio Offer Submission Form
Trio Walkthough Checklist
Fidelity National Home Warranty Order Form
BPG Inspection Order Form
Modern information and communication technologies play a fundamental role in the activities of an organization like Trio. It is in this light that we issue this privacy statement. We are based in Bellevue, WA USA. Our principal activity is residential lease financing. Our privacy policy covers Trio, its web site and affiliated businesses.
You can access our web site home page and browse our site without disclosing your personal data. Our web site does not enable our visitors to communicate with other visitors or to post information to be accessed by others. Our web site does not include links to third party web service providers.
We do not use cookies on our web site. We do not automatically log personal data nor do we link information automatically logged by other means with personal data about specific individuals.
We collect the personal data that you may volunteer while using our services. We do not collect information about our visitors from other sources, such as public records or bodies, or private organizations. We may collect and use personal data for the additional purpose of evaluating your application for financing. If we wish to use your personal data for a new purpose, we offer you the means to consent to this new purpose.
We do not knowingly collect personal data from children.
We do not disclose your personal data to other organizations beyond our affiliates and service providers. Where we disclose your personal data for purposes that are different from those indicated on our website, we offer you the opportunity to consent to disclosure.
We give you the option of using a secure transmission method to send us the following types of personal data: primary personal data (such as name and contact details); other personal and profiling data; identifiers (such as credit card details); specific personal data (such as racial or ethnic origin and medical data).
We have implemented security policies, rules and technical measures to protect the personal data that we have under our control from: unauthorized access; improper use or disclosure; unauthorized modification; unlawful destruction or accidental loss.
All our employees and data processors who have access to, and are associated with the processing of personal data, are obliged to respect the confidentiality of our visitors’ personal data.
We ensure that your personal data will not be disclosed to state institutions and authorities except if required by law or other regulation.
You can ask us, by sending an email (info@thinktrio.com) whether we are keeping personal data about you. We will provide you with a readable copy of the personal data which we keep about you, within a week. Prior to issuance, we will require proof of your identity. We will provide the information without any charge. We allow you to challenge the data that we hold about you and, where appropriate, you may have the data erased. We do not reserve the right to refuse to provide you with a copy of your personal data.
There are no national laws or self-regulatory schemes applicable to our website or organization. There are no global or regional regulatory or self-regulatory schemes applicable to our web site or organization. In order to demonstrate that our privacy policy accords with the above privacy instrument, we are voluntarily committed to a self-assessment procedure conducted by our affiliated company Trio Residential LLC located at 601 – 108th Ave NE, Suite 1900, Bellevue, WA 98004.
We do provide our visitors with a contact point for privacy concerns or inquiries. You may contact info@thinktrio.com for any questions or concerns. Your privacy and protection of your personal data is of our utmost concern. We strive to do all we can to protect your privacy.
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Trio is an Equal Housing Opportunity Provider. Please note that all information is provided for informational purposes only, for the exclusive use of potential Trio customers. Information contained on this website does not represent an offer or commitment to enter a lease-to-own agreement by Trio. Not all programs are available in all areas and lease pricing and costs stated do not apply to all leases made. Trio’s underwriting guidelines and program restrictions apply. Terms and programs listed are subject to change without notice. Trio only conducts business in approved states. Trio is an Equal Housing Opportunity Provider. Trio Residential, LLC is a licensed residential brokerage headquartered in the State of Washington, License # 19023.
