Choose from Trio-Ready homes, town homes and condominiums.
Our team is constantly working to inspect and select properties across the country. For a property to be deemed Trio-Ready it must meet very high standards for neighborhood stability, quality of construction, and current age and condition. Once a property has met our standards, it is identified as Trio-Ready. We consider these properties to be ready to lease. In fact, once approved, a Trio-Ready property can be ready to move into in as few as 10 days.
Get started with a pre-application.
Here's how to get started right away. Send us a pre-application by clicking anywhere on this paragraph. In it is a form containing a wish list for your desired home. We'll take your submission and let you know how we can help.
Click now and we'll get started right away.
Get started right here with Trio’s Pre-Application
To find out more about Trio and our ability to find a home in your market area, complete the following information and one of our representatives will contact you. Customer service is important to us. Our goal is to reply to your request within 48 hours. If for some reason, you do not receive a response within that time period, please email us right away at . Thank you for your interest in Trio home financing.
We solve 90% of mortgage qualification issues.
If you've looked into getting a mortgage these days, you might wonder if the housing crisis should be called the mortgage crisis. Many people are finding the financial requirements and qualification standards are just too stringent to get approval. So much so that many no longer even consider applying for a mortgage. If you've run into this problem, consider Trio. We solve 90% of mortgage qualification issues — without the stress.
Our minimum credit score for approval is 620. But we make exceptions for most of the issues we all face in today's changed economy. In fact, Trio makes exceptions for foreclosure, job loss, short sale, medical exceptions, and more. Give us a try.
Go to our Approval page for more information on our simple application.
Shop by monthly payment.
Trio home financing works a lot like an auto lease. Find a home you like based on what monthly payment you can afford. At the end of the lease you're given the opportunity to purchase. Trio works the same way so you always know up front what your payments will be. And we make certain those payments fit comfortably into your budget. We all live with a monthly budget. Why not build your housing choice around something tangible like a monthly payment too.
Or find a "For Sale" property and make it a Trio-Candidate.
A Trio-Candidate property is a home, town home or condo that is nominated by a Trio approved applicant as a property they would like to finance, but is not yet designated as Trio-Ready. Once your application has been approved and you identify a property, our team will evaluate the property to make certain that it meets our quality standards as well as your budget. If there's a house down the street or even across the country that you've seen "For Sale," let us know and set Trio in motion for you.
Our Homebuyer Bonus Program gets you ready if you choose to buy.
One of our goals is to produce better-educated and financially prepared homeowners. Trio's Homebuyer Bonus Program offers incentives and bonuses when you opt to purchase your home at the end of your lease. The program features:
- Free homebuyer and financial planning services provided by our leading non-profit partners
- A savings program in which Trio matches 25% of your savings contribution up to a $5,000 match
- Credits for each on-time monthly lease payment in which Trio contributes up to 15% of your monthly payment toward your future purchase
- Credit for up to 50% of your inception fee applied toward your financing costs when using one of our preferred lenders.
No down payment. No mortgage insurance. No market risk.
Trio gives you unparalleled flexibility in choosing the perfect property. But it's also the financial flexibility that makes the third way to finance a home so compelling. So much so that your bank account will notice the difference right away. First, there is no down payment. So you don't tie up your savings for years and years to come. There's no mortgage insurance with Trio, which can drain hundreds from your account each month. And perhaps best of all, you're protected any further decline in home values in the marketplace. A falling market can't hurt you because you have the option, not an obligation, to buy at the end of your lease.
If you are ready to go, submit an application.
Because you start by leasing the property, qualifying for Trio home financing is a lot like qualifying for renting: simple. We'll help you determine the appropriate monthly payment for your budget. And, at Trio, we strive to respond with preliminary results within 48 hour of receiving a completed application.